Iowa Title Guaranty offers Commitments, Certificates, and Endorsements that provide low cost title protection for real estate located in Iowa. Iowa Title Guaranty issues coverage based on an abstract and attorney title opinion. Once a participating abstractor prepares an abstract, a participating attorney reviews and then issues a title opinion or Iowa Title Guaranty Commitment. All Iowa Title Guaranty Commitments, Certificates and Endorsements are issued using the industry standard ALTA forms.

For a residential transaction, coverage up to $500,000 is just $110 and an additional $1 per thousand over $500,000. Most common endorsements are offered at no charge. For a non-purchase residential transaction such as a refinance or second mortgage, the premium is just $90 for coverage up to $500,000. Iowa Title Guaranty provides Owner’s Coverage at no cost if the buyer’s lender has requested Lender’s Coverage on a home valued at $500,000 or less, and the buyer intends to occupy the home as their primary residence.

Once the transaction is complete and new mortgage documents are recorded, the abstract is updated. Then, the participating attorney, abstractor or Iowa Title Guaranty will issue the Certificate.

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