Mortgage Release Program

The mortgage release program provides a way to obtain a release of a mortgage that is paid off, but not released of record or incorrectly released. It also provides a remedy for “missing” assignments. The process is simple and inexpensive. Requests for mortgage releases must be made by a lender, attorney, abstractor or real estate broker.

Program Procedures
Submit the completed Request for Certificate of Release form to the Division along with other supporting documentation (if required) for each mortgage to be released.

 Also submit a check in the amount of $30 payable to TItle Guaranty.  This fee covers the the cost of processing and researching the request, mailing any required notice as well as recording the Certificate of Release with the County Recorder.  NOTE:  if the Request for Certificate of Release is submitted in conjunction with a Title Guaranty Rapid Certificate file, this fee is waived.

Please contact Judy Peterson at 515.725.4923 with questions.

Available Forms

• Instructions for Request for Certificate of Release
• Request for Certificate of Release
  • Word
  • Acrobat

 Iowa Code and Administrative Code Sections

• Iowa Code 2007 - Section 16.92 - Real Estate Transfers - Mortgage Release Certificate
• Administrative Code - 265--9.20(78GA,ch54) Mortgage release certificate

Notice of Publication
The following Official Notices are posted here to provide additional notice to mortgage servicers of the intent of the Title Guaranty Division to execute a Certificate of Release for the mortgages described in the Notices. These Notices have also been published in newspapers of general circulation in the counties in which the mortgages to be released are recorded. Publication is required because the Division was unable to serve the mortgage servicers by certified mail or personal service or because the person requesting the certificate has filed an affidavit stating the address of the mortgage servicer cannot be found after a diligent search. Contact Title Guaranty for more information.