On-Site Wastewater Assistance Program Success Stories
 We started having a lot of septic problems and found out that we were going to have to replace our current system. Thanks to OSWAP's low-interest loan and City National Bank we were able to get it fixed. I was surprised how affordable my payments were with the 3% interest over 10 years. It is a very convenient, affordable and easy program that I would recommend to anyone. Mark Feller - Borrower Shenandoah |
 The program is a benefit for our customers as well as a service to the communities we serve. We have issued 50 loans through the program since 2002 and have received excellent service. Our customers appreciate the 3% interest rate and the fact that the loan can be for the entire cost of the improvements they make to their system. Amortization can be established to make the payments affordable for everyone. A major benefit to Hills Bank is the fact that the entire loan amounts are fully funded by the Iowa Finance Authority. Don Wilson - Lender First Vice President, Commercial banking Hills Bank and Trust Company |
 I am a big advocate of the On-Site Wastewater Assistance Program. Together we are able to improve water quality through educating and encouraging rural residents to update or replace outdated septic systems. I'm proud to say that Washington County is the leader in OSWAP loans. I strongly encourage other county sanitarians to promote the program to local banks and real estate agencies as we have found great success.Jeff Thoman - Sanitarian Washington County Sanitarian |
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